Tax and Insurance

SoA members receive free tax advice from HW Fisher and discounted rates on various insurance schemes. 

Free Tax Helpline

The SoA is always pleased to give Members and Associates routine advice on tax queries - particularly over the tax treatment of professional writers. In addition, HW Fisher & Company, a firm of accountants specialising in the tax affairs of writers, provides a free tax helpline for our membership.

The Authors and Journalists Team at HW Fisher are dedicated to ensuring the financial security and prosperity of authors and journalists, and have many years’ experience of helping clients to minimise their tax liability.

To find out more, please sign in to the members' area


Insurance

Insurance details as of March 2017

Public Liability Insurance

PLI covers claims made against you by third parties who have been injured or whose property has been lost or damaged due to your negligence. PLI can act as a precaution and it is also increasingly a requirement for those who work in schools and other Local Authority venues.

The SoA has set up a scheme to allow our members access to a suitable and affordable form of PLI. The cover is only available to UK residents and to those with a valid email address. 

It is important to note that although the SoA will be administering the collection of premiums, the scheme is run by Imaging Insurance and the SoA has no involvement in or responsibility for the scheme. 

For further details, please sign in to the members' area

Tax Protection Insurance

Please note that those trading as a limited company are not eligible for this scheme.

We run a group scheme which enables members to insure – at a highly competitive rate – against the professional costs of dealing with a tax inspection by the Inland Revenue. The scheme is underwritten by DAS Legal Expenses Insurance through the brokers Baxters. 

For more information, please sign in to the members' area of this website. We are now renewing the policy for 2017/18.

Professional Indemnity Insurance

Authors understandably worry about the warranties and indemnities that they are required to give publishers. In practice, publishers seldom invoke indemnity clauses when problems arise, so long as the author has acted professionally and responsibly. Nevertheless, if you can afford it, insurance – a legitimate business expense for tax purposes – may well be comforting and reassuring.

Imaging Insurance, who also act for the NUJ, offer a scheme for Members and Associates of the SoA. 

The standard policy covers negligence, libel and slander, unintentional infringement of copyright, unintentional breach of confidentiality, loss of documents, and liability to others for causing injury or damage to their property. It covers work produced since the first day of your current SoA membership. 

For more details, please sign in to the members' area of the website.

Quoteline Direct

Members and Associates are eligible for Gold Club status. Negotiated with over 35 of the UK's largest insurers, the scheme offers top quality cover and service with savings of up to 35% on motor, home, travel, van, motorcycle insurance and vehicle breakdown cover, plus many other optional benefits. 

Sign in to the members' area to find out more.